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Home > Employee Dishonesty Coverage

Employee Dishonesty Coverage in Houston, TX

Acts of employee dishonesty are an unfortunate reality, and these incidents can significantly impact businesses. 

The team at U.S. E&O Brokers can help your agency secure employee dishonesty coverage for protection from these exposures. Contact us today to get started. 

What Is Employee Dishonesty Coverage? 

Employee dishonesty coverage may supplement your existing policies that do not cover employees’ dishonest acts. It is also one of the main coverages provided by a commercial crime policy.  

Even with extensive vetting during the hiring process, proper security protocols and ongoing training, businesses still may be susceptible to business-related crimes. Employee dishonesty coverage may provide financial protections for several acts, including:  

  • Theft of money
  • Theft of securities
  • Theft of property
  • Embezzlement
  • Forgery 
  • Alteration
  • Funds transfer fraud 

Other dishonest acts may be covered and protections may apply at your business and while conducting business off-site. Additionally, coverage may be available for dishonest acts of volunteers, temporary employees or others who work on behalf of your agency.  

Employee dishonesty coverage is typically written with: 

  • A per loss limit
  • A per employee limit
  • A per position limit 

Reach out to your U.S. E&O Brokers agent for more information regarding coverages, limits and exclusions.  

How Much Is Employee Dishonesty Coverage? 

The cost of employee dishonesty coverage varies. Several factors, including your agency’s size, location, and claims history, your selected limits, and your risk management strategies may impact premiums. 

Contact Us 

Employee dishonesty coverage can protect your business from substantial financial losses caused by employees’ dishonest acts. 

The knowledgeable professionals at U.S. E&O Brokers can discuss your business’s needs and help you secure the policy that is right for you. Contact us today for additional information or a quote. 

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