Friday, September 6, 2019Before you or your employees click on any links on incoming email (from the NAIC, clients, or others…), please be sure you have basic risk management in place. Since phishing, malware, cyber extortion/ransomware, email compromise & theft of your log-in credentials, impersonation, wire fraud and invoice fraud is all VERY RAMPANT, you should already have: READ MORE >>
Thursday, September 5, 2019So you do not need cyber? Are you prepared to get phishing emails from a trusted source? This email today from the Department of Insurance has a unique message – but only if you have not already received an email from the National Association of Insurance Commissioners and opened up a virus. READ MORE >>
Friday, August 23, 2019A single business’s computer networks can touch countless people, not just those who work there. Clients, vendors, employees and even investors might have information stored on these systems. This is why, if a problem occurs that damages data, a business owner has to respond not only for their own sake, but also for the sake of others. READ MORE >>
Wednesday, July 31, 2019We may be in the peak month for Fires, but let me tell you about another fire risk.
This risk is a not just a fire, but has embers that may last years!
“Mass” and “Unsolicted” texting messages to contacts you do not have a confir... READ MORE >>
Monday, July 15, 2019Running an insurance agency has a high margin of risk attached. Mistakes within the agency might lead to harm to others, even unintentionally. If you are the agency leader, then as the public face of the agency, your own security might come under threat in cases of liability lawsuits and related occurrences. READ MORE >>
Wednesday, June 12, 2019If you think you do not know the terms for Internet Crime or the types of crimes happening every second, you better read up! This FBI report for the year 2018. If you are over 39 years of age, you may be a victim and “already had a cyber loss”. READ MORE >>
Friday, June 7, 2019Commercial insurance agents can attract a large variety of clients. However, you need to make sure you offer the right types of policies to satisfy their insurance needs. Among your policy offerings, you can usually include errors & omissions insurance, sometimes called E&O insurance or professional liability coverage. READ MORE >>
Monday, May 6, 2019You never want to face the prospect of a data loss or cybersecurity incident in your agency. But, computers are sensitive and evolving devices. There is always a chance something could happen. When it does, it could put not only the agency’s, but also customers’ security on the line. READ MORE >>
Tuesday, April 9, 2019You must sell policies to your insurance clients. Therefore, it is natural that they will come to you with questions. Sometimes, they might want to know about the benefits of certain policies. If they ask about directors & officers insurance (D&O coverage), what should you tell them? READ MORE >>
Thursday, March 21, 2019FAILURE TO OFFER FLOOD, FAILURE TO OFFER ADEQUATE LIMITS, FAILURE TO OFFER EXCESS, FAILURE TO EXPLAIN COVERAGE…We write about this each year so insurance agencies can understand why you have an insured decline coverage. Most Americans live or work in areas that have some risk of flooding. READ MORE >>