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U.S. E & O Brokers Blog

View the latest blog posts from U.S. E & O Brokers.

In your agency, you strive to safeguard your private information. However, there’s always a chance that someone could gain access to your systems and steal this data. While cyber liability insurance might help you clean up damage, your goal is to prevent these accidents. READ MORE >>

Often, the management hierarchy within your insurance agency varies considerably. The CEO and other officials often have special needs compared to a standard agent. Therefore, they will likely need specific liability insurance. That's because their decisions will have wide-reaching impacts. READ MORE >>

How to start out every new year with a plan for your Business! GOALS: 1. Cyber Disaster Plan / You need cyber / data privacy insurance Check out your cyber policy materials and go to your online portal and create your plan with contact information.  Do you really think that you will be in the office when a ransom attack would occur? READ MORE >>

As an insurance agent, you likely understand how important it is to manage the flow of information through the agency. However, that’s a lot of data to manage. So, the chances of a mistake on one of your policies might prove very high at times. READ MORE >>

As an insurance agent, you have to manage a lot of information. You also probably store most, if not all this information on computer networks. By implementing a backup system, you can reduce the risk of data losses that might compromise security. What can you do to implement these processes? READ MORE >>

This information was intended to be for Labor Day,  September 2018, and then guess what happened?  Hurricane Florence hit North Carolina and South Carolina with tremendous flooding.  Estimated Damages from Florence are  $45 billion.  READ MORE >>

If someone sues your insurance agency, they might name both the agency director in the proceedings. In such a development, both parties might have protection under the business’s liability insurance. Still, directors might face more scrutiny for which they need extra coverage. READ MORE >>

Any professional service provider could make a mistake, and that includes insurance agents. If your agency does something wrong, that could cost clients. As a result, they might want to file a claim on your liability insurance. Professional and clerical errors generally have coverage by errors & omissions (E&O) insurance. READ MORE >>

Insurance agents take care of a lot of information. A lot of it is quite sensitive, and private. That belonging to customers is doubly important, and you must safeguard their security. Data management means organization, and security practices. With the right care, you can almost guarantee record security. READ MORE >>

Why do Insurance Professionals, Real Estate Professionals or other Company Owners need D & O Coverage?   I have E & O, so why would I want D & O?  My licensed services mistakes will be covered under my Professional Liability Policy. READ MORE >>

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