Thursday, March 26, 2020Insurance agents, just like other specialists, are professionals that offer services based on their experience and expertise. Offering this service comes with a wide range of risks. General liability likely won’t cover you or your agents if a claim is made based off of professional negligence. READ MORE >>
Wednesday, January 22, 2020Punitive Damages- Punitive damages are awarded in addition to actual damages in certain circumstances. Punitive damages are considered punishment and are typically awarded at the court's discretion when the defendant's behavior is found to be especially harmful. Definition provided by the Legal Information Institute https://www. READ MORE >>
Wednesday, January 22, 20202020 will begin another decade for new emerging risks. You may not think that an emerging risk for E & O exposures are at your fingertips, but the biggest risk your agency may face is typing an online application. READ MORE >>
Friday, December 6, 2019Insurance companies provide clients with a variety of coverages to cover almost any event. But insurance companies themselves need coverage, as well. This industry has a lot of different facets and availability for mistake. Employees are human and mistakes come with the territory, especially when dealing with clients. READ MORE >>
Friday, September 20, 2019Business owners might make mistakes at any time, and not realize it until years later. Unfortunately, the fact that might awaken them to this matter could be a lawsuit from a dissatisfied customer. If the person has errors & omissions insurance, then they might have a route to fight and settle the claim. READ MORE >>
Wednesday, July 31, 2019We may be in the peak month for Fires, but let me tell you about another fire risk.
This risk is a not just a fire, but has embers that may last years!
“Mass” and “Unsolicted” texting messages to contacts you do not have a confir... READ MORE >>
Monday, July 15, 2019Running an insurance agency has a high margin of risk attached. Mistakes within the agency might lead to harm to others, even unintentionally. If you are the agency leader, then as the public face of the agency, your own security might come under threat in cases of liability lawsuits and related occurrences. READ MORE >>
Friday, June 7, 2019Commercial insurance agents can attract a large variety of clients. However, you need to make sure you offer the right types of policies to satisfy their insurance needs. Among your policy offerings, you can usually include errors & omissions insurance, sometimes called E&O insurance or professional liability coverage. READ MORE >>
Friday, March 8, 2019Running your insurance agency means working with a lot of different people. You might have multiple partners that provide you your policy packages. You also deal with clients daily. All these parties expect professional, polite and responsible service. So, if you fail in that duty, you might face claims of libel are slander. READ MORE >>
Thursday, October 18, 2018This information was intended to be for Labor Day, September 2018, and then guess what happened? Hurricane Florence hit North Carolina and South Carolina with tremendous flooding. Estimated Damages from Florence are $45 billion. READ MORE >>