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Home > Blog > E%20And%20O%20Insurance > U.S. E & O Brokers Blog: e and o insurance
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U.S. E & O Brokers Blog: e and o insurance

View the latest blog posts from U.S. E & O Brokers.

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Tuesday, December 29, 2020

When E&O Insurance Will and Won’t Apply in an Insurance Agency

You are an insurance agency, so it’s probably obvious to you how important it is for you to do your job correctly. After all, if you make mistakes or fail in your duty, then it could be your client who suffers. They could, often justifiably, blame you for their losses, and they might expect compensation as a result. READ MORE >>

Monday, June 29, 2020

Does Errors and Omissions Insurance Cover Individual Agents?

Errors and omissions insurance (E&O insurance), also known as professional liability, works to protect businesses from claims regarding mistakes made through offered professional services. A large part of every business, especially insurance agencies, are the employees. READ MORE >>

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Thursday, March 26, 2020

Why Insurance Agencies Need Errors and Omissions Insurance

Insurance agents, just like other specialists, are professionals that offer services based on their experience and expertise. Offering this service comes with a wide range of risks. General liability likely won’t cover you or your agents if a claim is made based off of professional negligence. READ MORE >>

Wednesday, January 22, 2020

DEFINITIONS ARE IMPORTANT:

Punitive Damages- Punitive damages are awarded in addition to actual damages in certain circumstances. Punitive damages are considered punishment and are typically awarded at the court's discretion when the defendant's behavior is found to be especially harmful.  Definition provided by the Legal Information Institute https://www. READ MORE >>

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Wednesday, January 22, 2020

NEW DECADE FOR E & O RISKS

2020 will begin another decade for new emerging risks.  You may not think that an emerging risk for E & O exposures are at your fingertips, but the biggest risk your agency may face is typing an online application.   READ MORE >>

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Friday, December 6, 2019

E&O Insurance for Insurance Companies

Insurance companies provide clients with a variety of coverages to cover almost any event. But insurance companies themselves need coverage, as well. This industry has a lot of different facets and availability for mistake. Employees are human and mistakes come with the territory, especially when dealing with clients. READ MORE >>

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Friday, September 20, 2019

Claims-Made vs Occurrence E&O Insurance

Business owners might make mistakes at any time, and not realize it until years later. Unfortunately, the fact that might awaken them to this matter could be a lawsuit from a dissatisfied customer. If the person has errors & omissions insurance, then they might have a route to fight and settle the claim. READ MORE >>

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Wednesday, July 31, 2019

Summer Heat Wave for Mistakes in Your Advertising

We may be in the peak month for Fires, but let me tell you about another fire risk. This risk is a not just a fire, but has embers that may last years! UNSOLICITED COMMUNICATIONS   “Mass” and “Unsolicted”  texting messages to contacts you do not have a confir... READ MORE >>

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Monday, July 15, 2019

Agency Principals: Protect Yourself With D&O Insurance

Running an insurance agency has a high margin of risk attached. Mistakes within the agency might lead to harm to others, even unintentionally. If you are the agency leader, then as the public face of the agency, your own security might come under threat in cases of liability lawsuits and related occurrences. READ MORE >>

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Friday, June 7, 2019

Who Can I Target With E&O Policies?

Commercial insurance agents can attract a large variety of clients. However, you need to make sure you offer the right types of policies to satisfy their insurance needs. Among your policy offerings, you can usually include errors & omissions insurance, sometimes called E&O insurance or professional liability coverage. READ MORE >>

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