Wednesday, July 31, 2019We may be in the peak month for Fires, but let me tell you about another fire risk.
This risk is a not just a fire, but has embers that may last years!
“Mass” and “Unsolicted” texting messages to contacts you do not have a confir... READ MORE >>
Monday, July 15, 2019Running an insurance agency has a high margin of risk attached. Mistakes within the agency might lead to harm to others, even unintentionally. If you are the agency leader, then as the public face of the agency, your own security might come under threat in cases of liability lawsuits and related occurrences. READ MORE >>
Wednesday, June 12, 2019If you think you do not know the terms for Internet Crime or the types of crimes happening every second, you better read up! This FBI report for the year 2018. If you are over 39 years of age, you may be a victim and “already had a cyber loss”. READ MORE >>
Friday, June 7, 2019Commercial insurance agents can attract a large variety of clients. However, you need to make sure you offer the right types of policies to satisfy their insurance needs. Among your policy offerings, you can usually include errors & omissions insurance, sometimes called E&O insurance or professional liability coverage. READ MORE >>
Monday, May 6, 2019You never want to face the prospect of a data loss or cybersecurity incident in your agency. But, computers are sensitive and evolving devices. There is always a chance something could happen. When it does, it could put not only the agency’s, but also customers’ security on the line. READ MORE >>
Tuesday, April 9, 2019You must sell policies to your insurance clients. Therefore, it is natural that they will come to you with questions. Sometimes, they might want to know about the benefits of certain policies. If they ask about directors & officers insurance (D&O coverage), what should you tell them? READ MORE >>
Thursday, March 21, 2019FAILURE TO OFFER FLOOD, FAILURE TO OFFER ADEQUATE LIMITS, FAILURE TO OFFER EXCESS, FAILURE TO EXPLAIN COVERAGE…We write about this each year so insurance agencies can understand why you have an insured decline coverage. Most Americans live or work in areas that have some risk of flooding. READ MORE >>
Friday, March 8, 2019Running your insurance agency means working with a lot of different people. You might have multiple partners that provide you your policy packages. You also deal with clients daily. All these parties expect professional, polite and responsible service. So, if you fail in that duty, you might face claims of libel are slander. READ MORE >>
Wednesday, February 6, 2019In your agency, you strive to safeguard your private information. However, there’s always a chance that someone could gain access to your systems and steal this data. While cyber liability insurance might help you clean up damage, your goal is to prevent these accidents. READ MORE >>
Friday, January 11, 2019Often, the management hierarchy within your insurance agency varies considerably. The CEO and other officials often have special needs compared to a standard agent. Therefore, they will likely need specific liability insurance. That's because their decisions will have wide-reaching impacts. READ MORE >>