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Home > Es-Us > Blog > U.S. E & O Brokers Blog Page 7
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U.S. E & O Brokers Blog Page 7

View the latest blog posts from U.S. E & O Brokers.

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Wednesday, September 16, 2020

Why to Encourage Insurance Clients to Buy E&O Coverage

Commercial insurance agents must offer their customers a wide range of policies to offer them the most effective policy options. As an agent, many people will rely on you to help them choose the right coverage options. Your challenge is to help them build up standard coverage to include the specialized protection that they specifically need. READ MORE >>

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Wednesday, August 19, 2020

How Much Does Cyber Liability Insurance Cost for Insurance Agencies?

In an age where nearly all information is held electronically, cyber liability insurance is critical for all businesses. Insurance agencies face a high amount of risk when it comes to electronically stored information, from names and addresses to credit card information. READ MORE >>

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Thursday, July 30, 2020

Employment Practices Liability Endorsement for Insurance Agencies

Along with the other aspects of directors and officers insurance (D&O insurance), employment practices liability is available on most policies. This liability insurance covers claims against the business or a member of the business in regard to certain HR practices.  READ MORE >>

Monday, June 29, 2020

Does Errors and Omissions Insurance Cover Individual Agents?

Errors and omissions insurance (E&O insurance), also known as professional liability, works to protect businesses from claims regarding mistakes made through offered professional services. A large part of every business, especially insurance agencies, are the employees. READ MORE >>

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Monday, June 1, 2020

Ways to Protect Electronically Stored Client Information

Nearly every business operates primarily over the internet. Even businesses that are more physical store and share information electronically. While this makes information quicker and easier to access for employees, it can also make it easier to reach by those with bad intentions. READ MORE >>

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Wednesday, April 22, 2020

Directors and Officers Risks for Insurance Agencies

When handling clients, employees, contracts, personal information and finances, insurance agencies face a great deal of liability risk. Those perhaps the most at risk are the directors and officers advising the business. Directors and officers insurance covers claims against certain supervisors of the business. READ MORE >>

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Thursday, March 26, 2020

Why Insurance Agencies Need Errors and Omissions Insurance

Insurance agents, just like other specialists, are professionals that offer services based on their experience and expertise. Offering this service comes with a wide range of risks. General liability likely won’t cover you or your agents if a claim is made based off of professional negligence. READ MORE >>

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Tuesday, March 17, 2020

E & O Essentials In a Crisis

As we head into a new type of business environment this month, it is time to review Essential E & O procedures. Hurricanes may be more predictable than our situation today facing COVID 19, but thinking ahead can make a difference. Social Distancing and Office Cleaning procedures are very important to keep the office going and free of disease. READ MORE >>

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Monday, February 10, 2020

What is a Breach of Cyber Security?

With most information stored electronically, losing that information can be easier and more dangerous than ever. Sensitive client information must be protected at all costs, but there are cyber attacks made daily on multiple levels. But what does it mean when you’ve had a breach in cyber security? READ MORE >>

Wednesday, January 22, 2020

DEFINITIONS ARE IMPORTANT:

Punitive Damages- Punitive damages are awarded in addition to actual damages in certain circumstances. Punitive damages are considered punishment and are typically awarded at the court's discretion when the defendant's behavior is found to be especially harmful.  Definition provided by the Legal Information Institute https://www. READ MORE >>

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